Are you accruing risk-related costs or investing in avoiding them? We’ll not only show you the difference; we’ll show you results.

At KFDA, we will partner with you to develop a tailored risk finance solution. Deductibles, self-insured retentions, self-insured trusts and captive insurance companies are valuable risk financing tools. KFDA will investigate your risk appetite and determine self-funded thresholds by type of exposure. Then, we will collaborate with key personnel to evaluate options and implement the chosen solution.

Our finance services include the following:

  • Minimize Cost of Risk
    Through constant interaction with the insurance and risk transfer markets, we have a birds-eye, independent view of what risk-related products and services should cost.

  • Insurance Procurement and Renewal Assistance
    We prepare specifications for headache-free evaluation and then identify and find the plan that meets your business’ unique needs.

  • Limit and Price Evaluation
    We will use our extensive pricing using statistically-based information and up-to-the-minute insurance marketplace experience that is appropriate coverage for your risks.

  • OCIPs and CCIPs
    Shifting the procurement model for construction insurance from pass-through to carefully-controlled is often the greatest area of risk-cost savings.

  • Captives
    We will assist you in evaluating the feasibility and, if indicated, the implementation of a captive insurance company to finance risks more efficiently than in the commercial marketplace.

  • Group & Association Programs
    We help a wide variety of professional and business associations develop cost-effective risk management programs that meet the long term needs of all their members.

  • Alternative Risk Financing
    Depending on the specific alternative risk financing vehicle, there are advantages and disadvantages. We help you determine and implement the most appropriate program for your particular needs.

Looking to offset expense and exposure?>